Planned Giving
United for the Future
More than 1.4 million people in our region work hard but still struggle to afford housing, food, childcare, and other essentials. Whether you give from a donor-advised fund (DAF) this year or include United Way NCA in your long-term giving plans, your gift helps ALICE families now and for generations to come.
Give From Your Donor-Advised Fund
Donor Advised Funds (DAFs)
Already have a donor-advised fund? You can make a gift to United Way NCA directly from your DAF account, whether it’s held at Fidelity Charitable, Schwab Charitable, Vanguard Charitable, a community foundation, or another sponsor. Your gift goes to work right away for ALICE families across our region.
Make your DAF part of your legacy
Your donor-advised fund reflects the causes and community you care about. Whenever you’re ready to think about the future, you can keep that generosity going by naming United Way NCA as a successor beneficiary of your DAF. Any funds remaining in your account would continue to support families across our region.
United Way NCA tax I.D. number is 53-0234290
Include Us in Your Will or Trust
A gift in your will or trust is one of the most meaningful ways to support ALICE families for years to come. You keep full use of your assets during your lifetime, and you can update your plans as your circumstances change.
You can leave a specific dollar amount, a specific asset, or a percentage of your estate. You can include a gift when you write your will or trust, or add one later through a codicil or trust amendment.
Through our partnership with FreeWill, you can create or update your will online at no cost.
More Ways to Give
IRA Charitable Rollover
An IRA charitable rollover is a tax-efficient way to support United Way NCA’s work in the community.
If you are 70½ or older, you can transfer up to $100,000 a year directly from your IRA to United Way NCA. Because the gift goes straight to us, it isn’t counted as taxable income, so you give from pre-tax dollars rather than withdrawing funds, paying income tax, and then donating. Once you’re required to take minimum distributions, a rollover gift can count toward all or part of that amount.
For example, Frances must take a required minimum distribution from her IRA each year. After talking with a United Way NCA gift officer, she directed $15,000 of that distribution to United Way NCA, avoiding additional income tax while strengthening her community. She plans to give this way again in future years.
Gifts of stock and other assets
Giving appreciated stock you’ve held for more than a year may let you avoid capital gains tax and deduct the stock’s full fair market value. This can be especially useful in a high-income year, such as after a bonus or the sale of a business.
For example, Mary and Bob each received a large bonus this year. They gave United Way NCA stock they bought years ago for $50,000 that is now worth $200,000. Because they transferred the stock directly, they owe no capital gains tax on the increase in value, and they can take a significant income tax deduction. United Way NCA benefits, and so does their tax bill.
Beneficiary designations
You can name United Way NCA as a beneficiary of a retirement account, life insurance policy, or bank or brokerage account. It’s usually as simple as completing a form with your account provider, and you don’t need to change your will.
