Planned Giving

United for the Future

It is easy to include United Way of the National Capital Area in your will, estate and planned giving. Here are some of the most popular ways to give.

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1.) Name United Way NCA as a Beneficiary in your Will

A bequest provision can be included in your will when you draft it or as a codicil amending your existing will. This arrangement provides you with flexibility and control should your circumstances change. You can designate an exact amount, an asset or a percentage of the assets in your estate. We can provide you with the necessary details for including United Way NCA in your will. To get started, head to freewill.com/unitedway.

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2.) IRA Charitable Rollover

The IRA charitable rollover is a great way for you to make a gift to support United Way NCA. These gifts will help sustain our important work in the community.

The IRA rollover allows donors 70.5 years or older to transfer up to $100,000 directly from their IRA to United Way NCA on an annual basis. An IRA rollover gift is a tax-exempt distribution. Qualifying individuals can make charitable gifts using pre-tax IRA assets rather than taking a distribution, paying income taxes and using after tax assets to make a charitable gift. An IRA rollover gift can be used to meet all or part of an IRA’s annual required minimum distribution.

For example, Frances, a donor, has an IRA from which she must now make minimum required distributions. After a discussion with a United Way NCA gift officer, she decides to give directly to United Way NCA, directing $15,000 of her annual minimum distribution to the organization, thereby avoiding any additional income taxes, as well as knowing that her gift will help strengthen her community. She pledges to continue making IRA rollover gifts in future years.

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3.) Make an Outright Gift of Cash, Appreciated Stock or Real Estate

This is an excellent technique for individuals in the highest tax bracket, those who have sold a business or those who have received a significant bonus and could benefit from an immediate tax deduction.

For example, Mary and Bob are both highly paid professionals and received large bonuses this year. Unfortunately, a significant portion of this year’s bonus will go to taxes. Mary and Bob also have a stock portfolio of highly appreciated stock. They decide to contribute stock they purchased many years ago for $50,000 that is now worth $200,000. Because this stock is being transferred to United Way NCA, they will not have to pay capital gains tax. United Way NCA will benefit and Mary and Bob will receive a significant income tax deduction.

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4.) Donor-Advised Funds: Empower Your Giving, Amplify Impact

Elevate your charitable impact with a Donor-Advised Fund (DAF) through United Way NCA. A DAF functions as a charitable investment account dedicated to supporting the causes close to your heart. By contributing cash, securities, or assets to a DAF at United Way NCA, you can seize an immediate tax deduction. These funds can then grow tax-free, enabling you to recommend grants to qualified IRS-recognized public charities and making available even more money for giving. Discover the effectiveness and convenience of DAFs, the rapidly growing charitable giving solution in the US – a powerful and tax-efficient way to make a difference through United Way NCA.

United Way NCA tax I.D. number is 53-0234290

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